This document outlines the Terms and Conditions relating to your use of http://www.carolinainsgrp.com and provides additional information about Carolina Insurance Group, LLC its affiliates and subsidiaries. These Terms and Conditions are applicable to your use of this site regardless of how you accessed it. If you do not wish to be bound by these Terms and Conditions, please discontinue using and accessing this site immediately.

Privacy Policy

To receive information about Carolina Insurance Group, LLC's Privacy Policy, please visit our Notice of Privacy Policy.

Your use of this site

You may not use this site to engage in any illegal activity. You may not use this site to engage in conduct which is defamatory, libelous, threatening or harassing or that infringes on a third party's intellectual property or other proprietary rights. You agree that any information you provide through this site will be truthful and accurate.

E-mails to Carolina Insurance Group, LLC addresses

The Carolina Insurance Group, LLC's e-mail system is a private e-mail system intended only for purposes authorized by Carolina Insurance Group, LLC. You are not authorized to send numerous unsolicited commercial e-mail messages to any e-mail addresses at http://www.carolinainsgrp.com. Carolina Insurance Group, LLC reserves the right to take actions as may be necessary to prevent misuse of its e-mail system by unauthorized parties.

Disclaimer of Warranties

Any information, services, materials, software, calculators or other items on this site are provided "as is" without any warranty of any kind, either expressed or implied, including without limitation the implied warranties of merchantability and fitness for a particular purpose. Carolina Insurance Group, LLC does not warrant that this site will be uninterrupted or error fee. Any risk arising out of use or performance of the information, services, materials, software, calculators or other items remains entirely with you. Under no circumstances will Carolina Insurance Group, LLC be liable for any damages whatsoever arising out of the use or performance of the information, services, materials, software, calculators or other items.

Links to/from other sites

For your convenience, Carolina Insurance Group, LLC may provide links to other Internet sites that Carolina Insurance Group, LLC does not maintain. You should not interpret any link to/from other sites as indicating that Carolina Insurance Group, LLC sponsors or endorses the sites or their materials or that the sites are affiliated with Carolina Insurance Group, LLC in any manner. Carolina Insurance Group, LLC is not responsible for anything contained on such sites and makes no warranties or representations about the contents, products or services offered on such sites. Carolina Insurance Group, LLC is not responsible for and makes no warranties or representations about the content, products or services offered on any sites that you may elect to use in connection with this site.

Availability of products and services

Carolina Insurance Group, LLC is licensed and does business in the state of South Carolina. You may not be eligible for all products and services and Carolina Insurance Group, LLC reserves the right to determine such eligibility as permitted by law. Where noted, certain products or services may be subject to specific terms, conditions, representations or agreements. The portions of this site related to such products and services provide additional information about terms, conditions representations, agreements, eligibility and availability.

Other agreements

These "Terms and Conditions" apply to your use of this site and do not change or alter any other contract or agreement between you and Carolina Insurance Group, LLC.

Insurance quotes/coverages

At this time, on-line quotes may not be available for all states or provinces, products, services or coverage selections. For additional information about products, services or coverage selections otherwise offered by Carolina Insurance Group, LLC, please contact a Carolina Insurance Group, LLC agent. All quotes generated by this site are estimates based upon the information you provided and are not a contract, binder, or agreement to extend insurance coverage. Any coverage descriptions provided on this site are general descriptions of available coverages and are not a statement of contract. To obtain coverage you must submit an application to a licensed agent with Carolina Insurance Group, LLC. All applications are subject to underwriting approval. Coverages and availability may vary by state or province; and additional minimum coverage limits may be available in your state. For additional information, please contact a Carolina Insurance Group, LLC agent.

Changes to this document

The content of this site and of these "Terms and Conditions" are subject to change without prior notice.

Applicable law/severability

These "Terms and Conditions" shall be governed by and interpreted according to the laws of the State of South Carolina without respect to any conflict of laws provisions. If any portion of these "Terms and Conditions" is unlawful, void or unenforceable, it shall not affect the validity or enforceability of any other provision.